Key Features:

• Employer-sponsored – Usually offered by companies or organizations to employees.

• Shared Cost – Premiums are often shared between employer and employee.

• Includes Dependents – Employees may add their spouse or children to the plan.

• Lower Premiums – Because the risk is spread across a group, costs are typically lower than individual plans.

• Coverage Options – May include medical, dental, vision, and sometimes mental health services.

Who is it for?

• Employees of companies offering
  benefits

• Small business owners seeking to offer
  coverage to their teams

• Organizations or associations covering
  members