- WHAT YOU SHOULD KNOW
Health insurance is a financial safety net that helps cover the cost of medical care. Whether it’s a routine checkup, a prescription, or a major surgery, health insurance helps reduce the burden of high healthcare expenses by sharing costs between you and the insurance provider.
Covers doctor visits, hospital stays, prescriptions, and preventive care. Helps manage unexpected medical expenses. A must-have for families, self- employed, and anyone who doesn’t have coverage through work.
It replaces part of your income if you get sick or injured and can’t work. Short-term and long-term coverage options. Most people underestimate the odds of becoming disabled.
WHAT CAN HEALTH INSURANCE DO?
With a health insurance plan, you typically pay a monthly premium, and in return, the insurance company agrees to cover a portion of your eligible medical expenses. These may include:
Doctor and specialist visits
Hospitalizations and surgeries
Emergency care
Prescription drugs
Preventive services (like vaccinations,
screenings, and annual checkups)Mental health and wellness services
There are also out-of-pocket costs, such as deductibles, copayments, and coinsurance, depending on the specifics of the plan. However, most plans include an out-of-pocket maximum, ensuring your expenses don’t exceed a certain limit in a year.
Health insurance can be purchased individually, provided by an employer, or offered through government programs like Medicare or Medicaid. It’s an essential tool not just for managing health-related costs but also for gaining peace of mind and access to consistent care.
CONTACT US
Better yet, see us in person!
We love our customers, so feel free to visit during normal business hours.
John Minasyan: Life Insurance Agent
815 S Central Ave suite 29, Glendale, CA 91204, USA
Hours
Monday to Friday 9:00AM – 6:30PM
Saturday, Sundays, and after-hours, by pre-set appointment only!